Health Insurance HELL

I got a quote for new Health Insurance for me and my employees. I gave the quotes to my employees because they pay 50%.

I just got the first bill. The TOTAL went from $1200 per month to $1860 per month.

I called the insurance co. and they said someone in my group had something that raised the rates for the whole group (4 of us), the underwriters made the change after they got the applications.

One of my employees has left but is continuing his insurance until the new job insurance starts. He has a recurring small problem, with dry eyes. I asked insurance company if it was his that made ours go up. They cannot tell me this, because of Hippa. The problem is: He will only have this insurance for 2 or 3 months, but it will affect my rates for years.

There is no way my employees can afford to pay 50% of the new rates. I will not be able to get good employees without insurance. That is HELL!